With our E-check merchant account you can process checks quickly, effectively, and securely with the most advanced check-auditing features in the industry.
Do you want to accept electronic checks on your Web site or by telephone? If your business targets US consumers, almost 40% don't have credit cards so by offering Optimal electronic checks (e-checks) you expand your payment options to capture incremental sales. Distinguish yourself from your competition, expand your target market, and increase sales and profits with e-checks.
With Optimal e-checks, our leading-edge risk management and fraud prevention systems give you more accurate predictions of checks that will clear.
 |
Our monitoring system identifies transactions that need to be reviewed by an experienced fraud investigator. |
 |
You have real-time response on the accuracy of the bank account information and a corrective database that will correct bank routing information automatically instead of declining it. |
 |
You have access to the largest database of fraudulent check writers in order to minimize loss. |
 |
Use nationally licensed collection agencies without having to send any data. |
With an Optimal e-check merchant account you can process checks quickly, effectively, and securely with the most advanced check-auditing features in the industry.